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Las Vegas, NV 89104

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Kevin@KevinSellsVegas.com

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The Foreclosure Process in Nevada – Explained

The Foreclosure Process in Nevada – Explained

Getting Started Before I go into explaining the basic foreclosure process for Nevada let me first state that I am not an attorney and you should consult with an attorney when you are facing a foreclosure on your home. With that being said, here is a brief explanation of the foreclosure process as well as […]

The Truth About Pulling Credit

The Truth About Pulling Credit

Pulling Credit One of the most frequent questions I get asked as a REALTOR® is “how much does pulling credit hurt their credit score”.  This is especially true if credit is pulled several times. The reason a person or a company may be pulling credit on someone is to establish the creditworthiness of the individual.  […]

Know Your Credit – Now

Know Your Credit – Now

Before You Buy Before you even start to buy a home you will need to know your credit and what may be on there.  There are ways to know your credit without having to contact a lender or rely on sites like Credit Karma. Credit Repositories Before we jump too far into getting your credit […]

Debt Consolidation vs. Debt Settlement – What’s the Difference

Debt Consolidation vs. Debt Settlement – What’s the Difference

Debt As Americans, many of us have gotten into trouble by overspending money that we have not yet made.  The amount of personal debt we have is staggering. Credit cards became mainstream in the early 1960s.  The generation that this was exposed to this was not familiar with how to use them because their forefathers […]

Building Credit – Credit Union Hack

Building Credit – Credit Union Hack

Improving Credit I have covered this hack and others in an early article but thought I would stress this hack again in a post just for itself. Having the best credit possible is the only way you will be able to achieve the American dream of homeownership.  It is critical to keep an eye on […]

Credit Improvement

Credit Improvement

Building Your Credit As a Nevada REALTOR®, I often talk with people who want to buy a home.  Many times the buyer is worried about their credit.  Sometimes this is justifiable. When people want to raise their credit scores almost invariably they only talk about removing the negative items from their scores. Yet, they never […]

Understanding How Credit Reporting Works

Understanding How Credit Reporting Works

FICO Reporting Before we dive too much into how credit works we must first cover the big 3 credit reporting agencies (a.k.a., credit repositories). The 3 Repositories Credit reporting is first done by three main institutions.  There are more of them out there, however, there are three that most vendors and lending institutions use. Those […]

Using Credit Cards Wisely

Using Credit Cards Wisely

Using your credit cards wisely is the best way to build your credit scores.  The thing is, “what does that mean?”   What is a Credit Card The history of credit cards is still fairly recent.  The first ones came out back in 1950 and were produced by Diner’s Club.  American Express came out just […]

Do You Know Your Real Credit Scores?

Do You Know Your Real Credit Scores?

Initial Phone Call As a REALTOR® that specializes in creative transactions (i.e., Lease Options and Seller Financing), I get a lot of calls for people who think this is their only way of getting into a home.  They prefer to not rent but don’t believe they can buy. One of the first questions I ask […]


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